Credit Risk Specialist

Date: Sep 5, 2025

Location: Istanbul, TR

Company: Vodafone

Join Us

At Vodafone, we’re not just shaping the future of connectivity for our customers – we’re shaping the future for everyone who joins our team. When you work with us, you’re part of a global mission to connect people, solve complex challenges, and create a sustainable and more inclusive world. If you want to grow your career whilst finding the perfect balance between work and life, Vodafone offers the opportunities to help you belong and make a real impact.

What you’ll do

  • Application Vetting and Credit Modelling
    Develop, implement and run vetting systems to evaluate applications by Vodafone customer portfolio
    Develop, implement and maintain credit datamarts for modeling and reporting
    Develop predictive models based on behavioral, application and external data
    Develop optimization models with finance and business teams to balance credit risk and revenue 
    Revise and update the models periodically 
    Maintain existing systems up & running to ensure their proper and accurate functioning
    Perform leakage controls periodically
  • Reporting & Analysis
    Prepare periodic and ad hoc performance reports for credit scoring, application vetting and alerting systems. 
    Perform analysis and propose actions to mitigate bad debt
  • Project management
    Develop new projects to enhance vetting systems
    Prepare and follow-up IT requests
    Prepare analysis for business cases
    Support IT project managers during project execution
    Prepare RFI and RFP documents in SCM process
    Perform vendor evaluations in SCM process
    Perform UAT (User Acceptance Test)

Who you are

  • Strong analytical skills & ability to drive conclusions and propose solutions.
  • Proficiency with Microsoft Office Applications (Excel, Word, Access, PowerPoint),
  • Proficiency in IBM SPSS Modeller, SAS (preferred)
  • Experience in creating new SQL queries and analyzing existing SQL queries
  • University with strong record of achievement
  • MBA / MSC / MA (preferred)
  • No military obligation
  • Written and Spoken English at good level

Not a perfect fit?

Worried that you don’t meet all the desired criteria exactly? At Vodafone we are passionate about empowering people and creating a workplace where everyone can thrive, whatever their personal or professional background. If you’re excited about this role but your experience doesn’t align exactly with every part of the job description, we encourage you to still apply as you may be the right candidate for this role or another opportunity.

What's in it for you

We like to keep them flexible:

•    Vflexy: Flexible Benefits Program 
•    Hybrid working kit
•    Ergonomic kit allowance 
•    Digital meal voucher
•    Flexible transportation allowance.
•    Employee assistance hotline & counselling
•    Comprehensive and flexible private health insurance
•    Discounted price deals for wide range of products & services 


Plus, plenty more to enjoy!If you want to know more about us and what we do, then visit our website: www.vodafone.com.tr

https://www.vodafone.com.tr/insan-kaynaklari

Instagram: https://www.instagram.com/vodafonekariyer/

Youtube: https://www.youtube.com/user/VFTurkiye


Data Privacy
By applying for this job, you accept the Vodafone Privacy Policy. Please visit Privacy Policy web page at https://careers.vodafone.com/privacy-policy/turkey/  for further details.

Who we are

We are a leading international Telco, serving millions of customers. At Vodafone, we believe that connectivity is a force for good. If we use it for the things that really matter, it can improve people's lives and the world around us. Through our technology we empower people, connecting everyone regardless of who they are or where they live and we protect the planet, whilst helping our customers do the same.

Belonging at Vodafone isn't a concept; it's lived, breathed, and cultivated through everything we do. You'll be part of a global and diverse community, with many different minds, abilities, backgrounds and cultures. ;We're committed to increase diversity, ensure equal representation, and make Vodafone a place everyone feels safe, valued and included.

If you require any reasonable adjustments or have an accessibility request as part of your recruitment journey, for example, extended time or breaks in between online assessments, please refer to https://careers.vodafone.com/application-adjustments/ for guidance.

Together we can.